The Wealth Optimization Program^™

Step 1: The Identification Process_®

Identification of the client's specific financial and life goals to guide future planning and decision making.

• Clarification of current financial situation and life goals
• Personal and financial history; vision for the future
• Income and expense analysis/projection
• Risk assessment, including estate plan and living benefits analysis

Step 2: The Strategic Blueprint_®

A customized roadmap describing the steps needed to achieve the client's personal and financial goals.

• Overview of financial position
• Cash-flow analysis
• Investment priority planning
• Risk management formulation
• Outcome analysis

Step 3: The Achievement Formula_®

Implementation of the client's Master Financial Plan^™. This provides clients with a systemized method of acquiring additional financial products needed to achieve their goals.

• Due diligence and market analysis
• Optimal solution selection
• Complete underwriting management
• Selection of financial products and professional investment managers

Step 4: The Progress Evolution_®

Continual review of the client's financial progress to ensure clarity in all financial decisions.

• Systematic portfolio rebalancing
• Detailed performance reports
• Comprehensive in-person review of overall financial progress
• Tax efficiency monitoring